We know that purchasing a high-efficiency heating or cooling system can be expensive. While many of our customers plan and save for their purchase, most still use one of the following financing options that allow them to pay over time and hang onto their savings. Many of our customers are actually able to pay the monthly payment with their utility savings.

While Ranger Heating & Cooling does not offer any “in-house” financing, we’ve coordinated with the following banks and credit unions to offer our customers multiple financing options. All loan options and estimated monthly payments are based on approved credit through that financial institution. All credit decisions are private and will not be shared with Ranger Heating. Feel free to call us with any questions about the easy application process for any of the options below.

Wells Fargo


Ranger Heating & Cooling and Puget Sound Cooperative Credit Union are proud to be partnering with the Washington State Department of Commerce to provide low-cost financing to homeowners throughout the State. With Energy-Smart Loans you can make your home more energy efficient and reduce your utility bills year round.

CLICK HERE to navigate to the Energy-Smart Loan landing page, then scroll down and click on “Apply Online” to begin the application process.

Energy-Smart Loans Monthly payment is approximately $7.50 per $1,000 financed. For example, a $15,000 high-efficiency heat pump system would cost around $112 month, but could save you twice that amount when converting from oil, propane, or electric resistance heat such as baseboards or wall heaters. Some utility providers, such as Puget Sound Energy, are offering rebates up $1,800 for converting inefficient heating sources like baseboard, cadet wall heaters, and forced air (central) electric furnaces with high efficiency heat pump systems. These rebates in addition to an Energy-Smart loan from PSCCU and a high quality installation from Ranger Heating & Cooling can save you hundreds, potentially even over a thousand dollars per year in your utility costs.

Clean Energy Fund Available Statewide
APR 4.25% - 8.74%
Maximum Loan Amount Up to $50,000*
Term In Months Up to 180

Need Service?

Contact the experts at Ranger Heating.

Call us at 253-336-3777!

Ranger Heating proudly provides HVAC service to Tacoma and the surrounding communities. Visit our service area page for more coverage details, call us at 253-336-3777, or request service online today.